My Landbank ATM Gcash Card Was Captured

My Landbank ATM Gcash Card Was Captured

December 1, 2015

What a tiring day to welcome the first Day month of December. Last November 26,2015 I went to Pag-ibig Fund to apply for a salary loan at Pryce Tower Davao City. The line is very long so I've been there almost 5 hours. It's better to go there early in the morning. The Pag-ibig Fund will provide you a Gcash card because the money will be sent there. I didn't try to validate my pin at the nearest landbank atm machine since there is a date when will the money be sent to my gcash card. I also not happened to see that there is a landbank atm machine at the ground floor pryce tower near the pag-ibig fund. It was Thursday when I went to Pag-ibig Fund. I have time to went there by reason that it was Thanksgiving Day in US. My working holidays is same in the US since I'm working at BPO. Then yesterday we have duty even though it was Bonifacio Day but we are double pay. I ask my workmate the same with me who applied for a salary loan but in her case it's her second time applying for a salary loan in Pag-ibig Fund. I asked her if it's okey if I haven't enter the pin on my gcash card in landbank atm. She forgot but she said that most of atm right now is validated 24 hours after you receive the atm. I haven't brought my atm yesterday so I got nervous thinking that I can't get the money the pag-ibig will be sending on my account so I said I will try to validated tomorrow it was today.

Today I went to landbank atm at Claveria Davao City. The atm machine is only walking distance from my work. I entered the wrong pin (3) times and my atm card was retained or captured. It was 8:07 am when my card was captured and I got very nervous. It was my first time to experience like that.jujuju. I saw this woman who wear landbank uniform and I followed her to the entrance. I approached her and the guards but the guard said that the bank is not yet open since the banking hours is 8:30am. When employee already enter the bank I asked the guard what will I do to my atm card that was captured on the atm machine. He said that I need to be back afternoon to claim my gcash card; they will open the atm machine only morning and afternoon. They have time scheduled to open the machine since the Manila branch monitored it. Then walk going to the office. I told my office mates about what happened to my gcash and my officemates the same with me applied the Pag-ibig loan and haven't tried entering their pin also got nervous. One of my workmate said that he already received the salary loan on his account and then I asked him what's the process. He said that he entered press the gcash/card you can see it at the screen. It was wrong of me because I press savings account will in fact my atm is gcash card. ajaja..what a jinx of me. 

At 9:02am I went back to landbank Claveria bringing my photo copies ID's just in case it will be needed to follow up my atm card even though that guard said to get it afternoon. There are two employee entertain me very kindly. They gave me form to fill up for claiming again my gcash card. They ask me if the gcash is associated with my name and I said none. They said that how they can give me the gcash card if I don't have the card  number. I show them my taken photos of the form I filled up at Pag-ibig fund associated with the account number. But they said that they don't have yet the copy in their system the account number and card number considering it's new accounts. I got very nervous again and asked them what to do. One of the employee said that I need to ask print-out of my gcash card number at Pag-ibig Fund or bring the form indicating the pin of the atm. Then I went to pag-ibig fund since I was already there I updated my phone number and current address before going at the 2nd floor to ask printouts. When I went to 2nd floor there are many people who comes first before me. My number was G135 and the current number on the screen is G67. I sited there for a couple of minutes and start asking the employees there about how to get a printouts. One of the employee told me to ask counter 21 and plea to insert. Then I went to counter 21 and counter 21 said to ask counter 22. I told the employee about my current situation and he said that we are many who happened to have situation like me. The pregnant woman asked me some advises about gcash perhaps it's her first time also to have loan. I did also asked the employee that it is necessary to validate the pin within 24 hours after the gcash was given and he said they don't have instruction like that. Then the man give me the printout. I inserted from the long line then I went back again to landbank but before that I went over to Mcdonalds Bolton though it was 11:15am and I haven't eat breakfast since this morning. I said to myself that after this I need to eat delicious food just pampering myself because I accomplished something, but to my dismay again; when I went back to Landbank I approached the employee who entertains me this morning without queuing the line. They said the the printout given to me was wrong. jujuju.. oh my I almost cried in front of them and to the people out there. Then I asked them again what to do and they said to bring the form with pin of my gcash. I went home again but thanks God my home it not so far need only one ride. When I went home I get the form with the pin of my gcash and brought my company in case if needed. I didn't bring always with my my originals valid ID's because I'm afraid that it will be lost. Because I knew that my ID's will be lost need to file affidavit of lost. I don't want to happen that to me. Yeah..before going back again to landbank I eat my Mcdo Ala King Chicken. Then I went back again to Landback and insert again because the employee said that when I get back no need to ask priority number. Thanks God after looking the form with the pin the employee process my gcash card. Thankful that I brought one original ID for verification and I got back again my gcash card. But before I leave the bank I asked them again about my password. When they saw the pin again just like me they can't see clear the password that was printed on my pin form. They gave me (2) pin option and advise me to enter the pin tomorrow to avoid my gcash card for block and only enter pin only twice to avoid the card of being captured again. They said that if my gcash card will be captured again my atm will be suspended and I can't get it back. so scary though. It was a very long process but I learned from it. The greatest instruction is experience. 

Note: 

• Don't lost the form with the pin in may be needed someday just like mine.
• Sometimes taking pictures of important files atm, ID's, receipt is very important as proof. Just don't post it on social media as public when some people might see it.
• Bring Original Valid IDs
• Don't be shy to ask assistance to someone.

Land Bank of the Philippines

Address

PDIC Bldg. C.M. Recto corner Bonifacio Street, Davao City, 8000

Phone/Contact Number

226-3890, 226-8869

Fax Number

227-8468

Website

www.landbank.com

Email

lbprecto@yahoo.com

Site: https://www.landbank.com/cash-card

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Apple Cider Vinegar, Ginger And Honey For Hyperacidity

Apple Cider Vinegar, Ginger And Honey For Hyperacidity

August 5, 2015

Last February, I experienced difficulty in breathing that made me decide to go in hospital for a medical check-up. At first I only thought that it was cholesterol but the worst thing that I thought what if I have a heart problem. The doctor asked me a lot of questions and she diagnosed me that I have hyper acidity. For clearing my thoughts the doctor wants me to have X-ray and the result was normal, but still I'm not fine so the doctor do ECG on me but nothing can be found abnormalities on my body. The doctor prescribed antacids maalox and proton pump inhibitor for my hyper acidity. I cannot define if the medicine are helpful on me since I still felt difficulty in breathing. Then I decided to have 2-D echo to be sure that my heart is normal just to ease my negative thoughts about my condition, but still the result was normal. Lately, I have been experiencing hyper acidity or acid reflux again and it is the worst thing that happened to me. Breathing is unconsciously; but I do it the other way like consciously breathing and it contradicts to proper breathing that somehow I don't know how to breath and it become anxiety. 

I started browsing the internet and I found out that all my favorites foods are the cause of my hyperactivity. I never anticipated that the doctor was right from the beginning. Then I started to browse home remedies for hyper acidity and I found these three remedy that can easily be seen in kitchen and in the market; these are  Apple Cider Vinegar, Ginger and Honey. I have been using these three useful remedies mixing it with milk when my hyper acidity is back. I can't control myself eating foods that can trigger my hyper acidity but I am thankful that I already knew the remedies for my condition.

Apple cider vinegar - provides benefits that may reduce or prevent acid reflux. Although apple cider vinegar contains acetic acid that can trigger reflux for some people, others use apple cider as a remedy for heartburn, the pain and burning in the upper chest and throat from acid reflux. The effectiveness of a treatment may depend on the person and the cause of heartburn. Just as acid reflux triggers differ among people, solutions may also affect people differently.

Ginger - is a very good remedy for hyperacidity. Ginger improves digestion by  absorbing and assimilating essential nutrients. Ginger aids in the breakdown of proteins. It cures stomach ulcer by producing more mucous and protecting the stomach from the attack of acid. Whenever you have acidity, you should chew ginger. You can also boil ginger in water and consume the solution. You can mix crushed ginger with little jaggery. When you suck ginger with jaggery in this form, the juice of ginger goes to the stomach and relives acidity. You should consume ginger thirty minutes before having meals.

Honey - has been used as a medicinal substance for thousands of years, particularly as an antibacterial agent. Busy bees make honey from the nectar of flowering plants and save it in hives as a source of food. The flavor, sweetness, scent and other properties of honey depend on which type of flowers the bees that made it visited most often. Once honey is harvested, a number of things can happen to it. It can be sold raw, or unprocessed, or it can be very processed. Either way, honey is still primarily sugar. One 21-gram tablespoon of honey contains 17.25 grams of sugars; water and a tiny bit of protein comprise the other 3.75 grams.

Common hyperacidity triggers include:

•     Citrus fruit
•     Caffeinated beverages
•     Chocolate
•     Tomatoes
•     Garlic, onions
•     Alcohol

  

Causes of Hyperacidity and Heartburn

Heartburn and hyperacidity are primarily lifestyle or age related. While there are various health conditions and circumstances that could cause hyperacidity and heartburn, for the most part, the condition results from unhealthy lifestyle choices.The biggest contributing factor towards heartburn and hyperacidity is bad eating habits. Eating large meals and foods that are high in unhealthy fats, starch, sugars, spices and oil can all lead to heartburn. Eating heavy meals before sleeping also causes hyperacidity, as you are not giving your body adequate time to digest the food properly. When you sleep soon after eating, the reclined position also makes it easier for acid reflux to occur. Keeping long gaps between meals and skipping meals can also cause acids to build up in the stomach and lead to heartburn and acidity. Bad eating habits put extra stress on the digestive system making it work overtime to try and function normally.

Natural Ways To Neutralize Stomach Acid

•     Avoid eating heavy meal during nighttime. It is one of the leading causes for stomach acidity.
•     Instead of three big meals, eat 5-6 normal meals. Eating less quantity of food at a time encourages the stomach to secrete less acid.
•     Eat foods that are high in complex carbohydrates to neutralize stomach acid. Some of the foods are sweet potatoes, corn, beans, bread, pasta, wheat, oats, rice, etc. Complex carbohydrates remain for a longer time in the digestive tract and therefore it slow down the digestive process. It also helps in absorbing excess of acid. However, it has to be eaten in one serving. These foods when taken in excess can cause excess secretion of acid.
•     In fact eating any kind of food should be in moderate amount, since over eating initiate the stomach linings to secrete more acid to digest the food.
•     Avoid drinking alcohol, beverages which are rich in caffeine such as tea and coffee. It is well established fact that alcoholic beverages double the acid secretion in one hour than normal.
•     Avoid eating fried food and junk food or food that contains excess of fats.
•     Avoid lying down after eating. Remain upright or sit for one hour after your meals. This will help the stomach content to empty in the duodenum, instead of backing up towards esophagus, which may lead to heartburn.

 

Home Remedies To Neutralize Stomach Acid

•     A cup of ginger tea is said to be an effective home remedy for neutralizing stomach acid. Ginger contains chemicals that help in curtailing excess secretion of acid. It helps to reduce nausea and vomiting caused due to hyperacidity.
•     Baking soda or sodium bicarbonate as it is called is a considered a natural home remedy for neutralizing gastric acid. Mix a teaspoon of sodium bicarbonate in a glass of warm water and sip it slowly as much as you can.
•     Oats are another good food for neutralizing acid secretion.
•     The fruit banana is considered to be an effective natural stomach acid neutralizer. Banana stimulates the mucus secretion in the stomach which helps in protecting the inner lining of the stomach.
•     One of the best ways that you should follow everyday to neutralize excess of stomach acid is to drink a glass of water after you get up.
•     Yogurt helps in relieving symptoms produced by stomach acid.
•     Herbal tea prepared from spearmint is useful for relieving hyperacidity.
•     Drink a glass of coconut water at least three times in a week if you want to keep your stomach acid well balanced.

Eat an apple day. Just as the old saying goes, apples are very healthy, and may very well keep the doctor away when it comes to hyperacidity. No studies have been done to prove that apples are effective antacids. Instead, many people report a reduction of hyperacidity symptoms after eating an apple.

I hope it's helpful for you..^_^

Reu☺♥♥

 

Sources:

http://www.wikihow.com/Cure-Hyperacidity-Naturally

http://www.livestrong.com/article/488251-is-ginger-good-for-acid-reflux/

http://www.searchhomeremedy.com/home-remedies-for-hyperacidity/

http://www.simple-remedies.com/home-remedies/hyperacidity-and-heartburn/neutralize-stomach-acid-naturally.html

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Water Vapor For Face

Water Vapor For Face

Ever since, I don't have problem with my face like acne, pimples and etc. but I only want is to clean my face. I never put anything on my face like facial cleanser, creams and other facial products because of what happened on my face when I was in first year college. It happened when I always stayed late at night waiting for 11pm in internet cafe for a cheap price. In those time paying for internet cafe is costly so together with my classmates we waited 11pm for a 10 pesos internet usage for our projects in html. I been doing that for a week and pimples starts appearing on my face and I never been use to it. I got worried so I start trying something just to get rid of my pimples. I had this board mate who told me that the best remedy for face is alpine milk, then I bought one can of alpine milk and start applying it on my face. At first, I felt the effectiveness of alpine milk on my face, but still I been using it for a week even though the smell of the alpine milk is bad and was already rancid. Then the pimples on my face got worst. I been horrified but still I bought soap for acne believing that it will be the solution for my worst pimples ever, but it get worst and my face get itchy and prickly. When my mother visited me she got worried but scolded me of what I been doing and putting on my face. She said that pimples are normal when you always stayed late at night and stress but eventually it will disappear. That's experience made me lost self confidence for a few months. Furthermore, I am thankful that my face was healed by letting it heal without putting products that can worsen the prickly feeling. After that I never put any products on my face until now. Perhaps it was a lesson for me to learn. Now I'm only using the best water vapor for my face because it's natural and not harmful for my face.

How to Do a Steam Facial

1. Bring a normal pot of water to boil. You only need a few cups of water to do a proper steam. Boil the water on the stove or in the heater.
2. Wash your face. While the water is heating, wash your face to remove makeup and dirt. Removing makeup and dirt is a must before steaming, because steaming opens up your pores, and anything on your face will be able to get inside and cause irritation or pimples to occur.
3. Pour the water into a bowl. Pour it into a basin or ceramic bowl. If you're in a hurry, you can also just use the pot where you boiled the water.
4. Hold your face over the steaming water. Drape a towel over your head so that it creates a sort of tent over your face, and hold your face over the water. Keep your face over the steam for about 5 minutes. Close your eyes and breathe deeply, allowing the heat to awaken your face and open your pores. Don't steam your face for too long, or get too close to the hot water. The heat can cause inflammation if exposure is too high.
5. Just rinse your face in fresh water after you're finished steaming it. After washing your face, pat it dry with a towel.

I heard this kind of facial remedy from my high school teacher. She said that this kind of remedy is very helpful cleansing the pores of our face by using the water vapor from a boiling water. Since I heard this remedy, I try this at home by putting the boiling water into the basin and let my face absorb the water vapor for 3-5 minutes. I let my face dry for a couple of minutes and wash it with a cold water so that the open pores that already cleansed will close. I been using this kind of remedy until now for only once a week and I never experience having a worst pimples again.

Simple Remedy xoxo ^_^

Reu☺♥♥

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